Real CAAR MLS sold data — every neighborhood's numbers, the true monthly cost of the median home, and how Crozet stacks up against the places people move here from. Refreshed monthly.
The median home in Crozet sold for $545,000 over the 12 months ending June 2026, across 241 sales — and owning it runs about $3,200 a month in mortgage and county tax at this summer's rates, before insurance and HOA dues. The median is down 2.7% from the year before, while price per square foot rose 4.6% to $250.
Those two numbers moving in opposite directions is the real story: homes didn't get cheaper, the mix shifted. More entry-priced homes sold this year — 34% of all sales closed under $450,000, most of them in Pleasant Green — and that pulled the median down while per-square-foot values kept climbing.
A seller's-pace market at a slower price climb: values per square foot up 4.6% year over year, homes under contract in two weeks, and a median that reflects a broader mix of what's selling rather than a decline in what homes are worth.
12 months ending June 2026 · 241 sales · Source: CAAR MLS via Town Realty analysis · Updated July 2026
Crozet's $545,000 median sits $265,000 below Northern Virginia and $130,000 below the DC metro — and $115,000 above metro Richmond. For NoVA and DC transplants, the sale price of a median home back home lands in Crozet's upper tier.
+$265,000 over Crozet · that budget here buys upper-tier Old Trail or acreage outside the subdivisions — the top 15% of Crozet sales
+$130,000 over Crozet · a detached home in Old Trail or Glenbrook, comfortably above the Crozet median
The median: a family home in Glenbrook, an established subdivision, or upper Pleasant Green
−$115,000 under Crozet · that budget here is the entry tier: Pleasant Green, townhomes, and older downtown stock
June 2026 medians · Sources: NVAR (Bright MLS), Bright MLS DC metro report, Homes.com Richmond metro report, CAAR MLS via Town Realty analysis
A third of Crozet sales close under $450,000 and one in five closes over $800,000 — the market runs wider than its $545,000 median suggests. Where a budget lands depends almost entirely on neighborhood.
Share of 241 sales, 12 months ending June 2026 · Source: CAAR MLS via Town Realty analysis · Updated July 2026
About $3,200 a month before insurance and HOA dues, on the median $545,000 home: $2,802 in principal and interest with 20% down at 6.66%, the Freddie Mac national average for the week of 30 July 2026, plus $406 in Albemarle County property tax. Insurance and HOA dues sit on top — both are covered below, and neither is a fixed number. Quote both before you offer.
Rates as of July 30, 2026 (Freddie Mac PMMS) · Tax rate: Albemarle County, calendar 2026 · Median: CAAR MLS via Town Realty analysis
Every subdivision that recorded a sale this year, from Pleasant Green's $420,000 median to Westlake Hills at $1.1M. Below ten sales, a median is a signal, not a statistic — those rows are flagged, and read them as such.
| Neighborhood | Sales | Median sold | Sold range |
|---|---|---|---|
| Crozet — all sales | 241 | $545,000 | $180K – $1.9M |
| Old Trail | 71 | $715,000 | $345K – $1.55M |
| Pleasant Green | 52 | $420,000 | $360K – $690K |
| Glenbrook at Foothill Crossing | 32 | $508,829 | $429K – $885K |
| Rural & unlisted subdivisions | 24 | $527,500 | $180K – $1.9M |
| Grayrock small sample | 7 | $698,000 | $525K – $780K |
| Brookwood small sample | 7 | $410,000 | $357K – $1.26M |
| Western Ridge small sample | 6 | $623,000 | $550K – $797K |
| Waylands Grant small sample | 5 | $570,000 | $390K – $730K |
| Westlake Hills small sample | 5 | $1,100,000 | $987K – $1.27M |
| Haden Place small sample | 4 | $394,500 | $388K – $435K |
| Orchard Acres small sample | 4 | $405,000 | $327K – $564K |
| Emerald Ridge small sample | 3 | $715,000 | $680K – $896K |
| Stonegate small sample | 3 | $545,000 | $485K – $555K |
| Park Lane area small sample | 3 | $870,000 | $860K – $1.37M |
| 11 more subdivisions, 1–2 sales each* small sample | 15 | — | $305K – $1.1M |
12 months ending June 2026 · 241 sales · Source: CAAR MLS via Town Realty analysis · Updated July 2026
*Westhall, Foothill Crossing, Bargamin Park, Park View, Parkside Village, Crozet Crossing, Chesterfield Landing, Glenbrook at Parkside, Jarman Gap Estates, Wayland Park, and Weston each recorded one or two sales — real closings, but too few to publish as a neighborhood median. Their guides cover pricing in ranges instead.
Crozet homeowners pay Albemarle County real estate tax and nothing on top of it — the town is unincorporated, so there is no separate town tax. The 2026 rate is $0.894 per $100 of assessed value: $4,872 a year on the median $545,000 home, billed in two installments due June 25 and December 5.
The rate held flat in the county's FY27 budget, but the bill still tends to climb: Albemarle reassesses every property annually at fair market value, and 2026 assessments rose about 6% countywide. Budget for the assessment trend, not just today's bill — in a fast-appreciating neighborhood, that matters more than the rate itself.
For anything beyond the arithmetic — land-use taxation, exemptions, how a purchase price affects the next assessment — talk to the county assessor's office or a tax professional rather than a real estate guide.
Most of Crozet's newer subdivisions carry HOA dues, and they're the most commonly underestimated line in a buyer's monthly budget. What each association charges and covers varies widely — we publish exact dues only where we've confirmed them against the association's own budget, so ask for the specific street's fee schedule in writing.
| Neighborhood | HOA | What the association covers |
|---|---|---|
| Old Trail | Yes | Common areas, trails, streetscapes — golf, swim, and fitness club access is priced separately on top of the HOA |
| Pleasant Green | Yes | New-construction community: common areas and shared amenity maintenance |
| Glenbrook at Foothill Crossing | Yes | Common areas and trail connections |
| Western Ridge | Yes | Pool and clubhouse community |
| Grayrock, Waylands Grant, Wickham-era subdivisions | Varies | Typically modest common-area maintenance |
| Downtown Crozet & older streets | Mostly none | Character homes on the original grid largely predate the HOA era |
Coverage summaries from the neighborhood guides · Exact dues are confirmed against each association's own budget before we publish them
In most subdivisions here: common-area mowing and landscaping, stormwater facilities, entrance signage, and shared amenities like trails or a pool. In townhome sections, dues often add exterior maintenance and trash. Read the association's budget — it's the fastest way to see whether dues match what you're getting.
Because it's two bills, not one. The HOA covers the neighborhood; the golf, swim, and fitness amenities run through club memberships priced separately. Buyers who budget only the HOA line get a surprise. If the club is why you're choosing Old Trail, price the membership tier you'd actually use before you offer.
Often, yes. Newer communities commonly charge a one-time capital contribution or initiation fee at closing, and every association charges for the resale disclosure packet. These show up on your closing statement, not your monthly budget — ask for the exact figures on any specific home.
Yes, briefly. Virginia's Property Owners' Association Act entitles buyers to the association's disclosure packet — budget, rules, reserves, pending assessments — and gives you three days after receiving it to cancel the contract. Read it in that window, not after. Look hardest at reserve funding and any discussed special assessments.
Yes — lenders count dues in your debt-to-income math, so $150 a month in dues reduces your maximum loan just like any other recurring payment. The same house with and without an HOA is not the same monthly cost, and your pre-approval knows it.
Yes, two ways: the older streets around downtown, or rural properties outside the growth area — 24 of this year's 241 sales had no subdivision at all, from $180,000 to $1.9M. The trade: downtown means older housing stock, and rural usually means well and septic instead of public water and sewer, which shifts costs rather than removing them.
The median is a starting point, not your number. Send a price range and where you're moving from, and get back the real monthly picture for that budget — taxes, HOA, insurance, and what the equity math looks like against your current market.