What does it cost to live in Crozet?
The median home in Crozet sold for $559,900 over the 12 months ending August 2026, across 237 sales — and owning it runs about $3,300 a month in mortgage and county tax at the July 30, 2026 mortgage rate, before insurance and HOA dues. The 12 months before, the median was $559,900; price per square foot moved to $256 from $240.
Crozet's median home sold for $559,900 over the 12 months ending August 2026, against $559,900 the year before, while price per square foot moved to $256 from $240.
See the housing market →Property taxesProperty taxesCrozet homeowners pay Albemarle County real estate tax and nothing on top of it.
See property taxes →UtilitiesUtilitiesWho provides water, sewer, power and internet, and what they cost.
See utilities →Other costsInsurance & other costsEvery Crozet subdivision we checked has a homeowners association.
See other costs →- CAAR MLS via Town Realty analysis
Still have a question about costs in Crozet?
If it isn't on this page, nobody has written it down yet. Ask, and I'll find out.
What is the median home price in Crozet?
Crozet's median home sold for $559,900 over the 12 months ending August 2026, against $559,900 the year before, while price per square foot moved to $256 from $240. The median home went under contract in 14 days, against 7 the year before, and 125 of 237 sales (53%) closed at or above asking, against 160 of 271 (59%).
$560KMedian SoldFrom $559,900 the prior 12 months $256Price / SqFtFrom $240 the prior 12 months 14Days on MarketMedian, list to contract · 7 the prior 12 months 237Homes SoldClosed in the 12 months ending August 202612 months ending August 2026 · 237 sales · Source: CAAR MLS via Town Realty analysis
How does Crozet compare to NoVA, DC, and Richmond?
Crozet's median home sold for $559,900 over the 12 months ending August 2026. For comparison, June 2026's single-month medians were $810,000 in NVAR's Northern Virginia core (Fairfax, Arlington, Alexandria), $675,000 across the Washington DC metro (Bright MLS), and $430,000 in metro Richmond (Homes.com). For NoVA and DC sellers, a median sale back home lands in Crozet's upper price bands.
Northern Virginia (NVAR core)$810,000That budget here buys upper-tier Old Trail or a property with no subdivision on record — the $800K-and-up bands, 23% of Crozet sales
Washington, DC metro$675,000Close to what the median detached house in Crozet sells for ($698,000), above the town median
Crozet$559,900The 12-month median across all home types: a home in Glenbrook, an established subdivision, or upper Pleasant Green
Metro Richmond$430,000That budget here is the entry tier: Pleasant Green, townhomes, and older homes
Crozet: 237 sales, 12 months ending August 2026 (CAAR MLS via Town Realty analysis) · Others: June 2026 single-month medians — NVAR (Fairfax and Arlington counties, Alexandria, Fairfax City, Falls Church), Bright MLS (Washington DC metro), Homes.com (Richmond metro)
Sources: NVAR, June 2026 · Bright MLS, June 2026 · Homes.com, Richmond metro
What do homes in Crozet actually sell for?
31% of Crozet sales (74 of 237) closed under $450,000 in the 12 months ending August 2026, and 23% (54) closed at $800,000 or more — a wider market than the $559,900 median suggests. Where a budget lands depends almost entirely on neighborhood.
Under $450K74 sales 31%The entry point — led by Pleasant Green (32 of the 74 sales), then Old Trail (11).
$450K – $600K62 sales 26%The heart of the market: Glenbrook at Foothill Crossing (19), Old Trail (17) and Pleasant Green (7).
$600K – $800K47 sales 20%Old Trail leads (13 of the 47 sales), followed by Pleasant Green (7) and Grayrock (6).
$800K – $1M31 sales 13%Old Trail's band — 21 of the 31 sales in this band closed there.
$1M and up23 sales 10%23 sales crossed $1M: 8 in Old Trail, 3 in Westlake Hills, and 10 with no subdivision on record — topping out at $1.9M.
Share of 237 sales, 12 months ending August 2026 · Source: CAAR MLS via Town Realty analysis
How much is a house vs. a townhome in Crozet?
Crozet's 237 sales in the 12 months ending August 2026 split into 127 detached houses at a $698,000 median and 110 attached homes at $447,900. The $559,900 town median sits between two different markets, so if you need a detached house, budget from $698,000, not the headline number.
| Home type | Sales | Median sold | Sold range |
|---|---|---|---|
| Detached houses | 127 | $698,000 | $180K – $1.9M |
| Attached homes (townhomes and other shared-wall homes) | 110 | $447,900 | $305K – $952K |
| 3-bedroom detached | 43 | $550,000 | $180K – $1.2M |
| 4-bedroom detached | 49 | $689,875 | $310K – $1.67M |
| 5-bedroom detached | 27 | $987,000 | $620K – $1.9M |
12 months ending August 2026 · 237 sales · Bedroom rows are detached houses only; other bedroom counts are left out as too few · Source: CAAR MLS via Town Realty analysis
What does a Crozet home cost per month?
About $3,300 a month before insurance and HOA dues, on the median $559,900 home: $2,878 in principal and interest with 20% down at 6.66%, the Freddie Mac national average for the week of July 30, 2026, plus $417 in Albemarle County property tax. Insurance and HOA dues sit on top; neither is a fixed number, so quote both before you offer.
Principal & interest$2,878 $559,900 median · 20% down ($111,980) · 30-year fixed at 6.66%, the Freddie Mac national average for the week of July 30, 2026. Rates move weekly — rerun the math on the day you shop. Albemarle County property tax$417 $0.894 per $100 of assessed value, calendar year 2026 — $5,006 a year on a $559,900 assessment. Crozet pays county tax only; there is no town layer. Homeowners insuranceVaries by home We don't publish an insurance figure we haven't sourced locally. Get a real quote early — it swings by home, roof age, and carrier. HOA duesVaries by association Every Crozet subdivision we checked has an association, and most don't publish dues online. Neighborhood-by-neighborhood breakdown below. Monthly, before insurance & HOA$3,296 Principal, interest, and county tax on the median home. Budget above this line, not at it.Rates as of July 30, 2026 (Freddie Mac PMMS) · Tax rate: Albemarle County, calendar 2026 · Median: CAAR MLS via Town Realty analysis, 12 months ending August 2026
Sources: Freddie Mac PMMS, July 30, 2026 · Albemarle FY27 tax rates (Cville Right Now)
How do prices compare across Crozet's neighborhoods?
Among Crozet neighborhoods with 10 or more sales in the 12 months ending August 2026, medians ran from Pleasant Green's $419,368 to Old Trail's $723,450. Below ten sales we show the range only: a median of a handful of closings isn't a statistic. Each neighborhood's own guide uses 24 months of sales, which gives the smaller ones a real number.
| Neighborhood | Sales | Median sold | Sold range |
|---|---|---|---|
| Crozet — all sales | 237 | $559,900 | $180K – $1.9M |
| Old Trail | 70 | $723,450 | $345K – $1.58M |
| Pleasant Green | 46 | $419,368 | $360K – $690K |
| Glenbrook at Foothill Crossing | 32 | $539,012 | $447K – $885K |
| Western Ridge small sample | 9 | — | $485K – $797K |
| Grayrock small sample | 8 | — | $525K – $780K |
| Waylands Grant small sample | 5 | — | $390K – $730K |
| Orchard Acres small sample | 5 | — | $327K – $564K |
| Westlake Hills small sample | 4 | — | $987K – $1.27M |
| Park Ln small sample | 4 | — | $725K – $1.37M |
| Downtown Crozet small sample | 4 | — | $292K – $755K |
| Brookwood small sample | 4 | — | $400K – $458K |
| Westhall small sample | 3 | — | $305K – $765K |
| Emerald Ridge small sample | 3 | — | $680K – $896K |
| Haden Place small sample | 2 | — | $399K – $435K |
| No subdivision recorded mixed | 25 | — | $180K – $1.9M |
| 7 more subdivisions* a few sales each | 13 | — | $310K – $1.1M |
12 months ending August 2026 · 237 sales · Source: CAAR MLS via Town Realty analysis
*Bargamin Park, Chesterfield Landing, Crozet Crossing, Foothill Crossing, Park View, Parkside Village, Weston each recorded only a few sales in this window — real closings, but too few to publish as a neighborhood median.
How do property taxes work in Crozet?
Crozet homeowners pay Albemarle County real estate tax and nothing on top of it — the town is unincorporated, so there is no separate town tax. The 2026 rate is $0.894 per $100 of assessed value: $5,006 a year on the median $559,900 home, billed in two installments due June 25 and December 5 (a due date on a weekend moves to the next business day).
The rate held flat in the county's FY27 budget, but the bill still tends to climb: Albemarle reassesses every property annually at fair market value, and the county's total tax base grew 6.17% in the 2026 reassessment, per County Assessor Peter Lynch. Budget for the assessment trend, not just today's bill — in a fast-appreciating neighborhood, that matters more than the rate itself.
For anything beyond the arithmetic — land-use taxation, exemptions, how a purchase price affects the next assessment — talk to the county assessor's office or a tax professional rather than a real estate guide.
Sources: FY27 rate adopted April 22, 2026 (Cville Right Now) · 2026 reassessment (Information Charlottesville) · Albemarle County tax due dates
What do HOA fees cost in Crozet?
Every Crozet subdivision we checked has a homeowners association: Old Trail, Western Ridge, Glenbrook at Foothill Crossing, Pleasant Green, Grayrock and Waylands Grant. What each charges and covers varies, and most don't publish dues online, so ask for the specific street's fee schedule and the association's budget in writing before you offer.
| Neighborhood | HOA | What the association covers |
|---|---|---|
| Old Trail | Yes — Old Trail Community Association | Trails (including a 5K cross-country course), a playground, a playing field, a community garden, and trash pickup. The association's rules list Old Trail Golf and the ACAC fitness club separately, with their own contacts. |
| Western Ridge | Yes — Western Ridge Homeowners Association | Common areas and the clubhouse; amenities include a pool, children's pool, tennis court, fitness room, walking trails, ponds and a playground. |
| Glenbrook at Foothill Crossing | Yes | Grounds maintenance and snow removal, per the builder's listing for the single-family section. |
| Pleasant Green | Yes | Not published online. Ask the association's manager for the fee schedule and budget. |
| Grayrock | Yes — Grayrock Homeowners Association | Common areas and amenities, managed by the association's board. Coverage details not published online. |
| Waylands Grant | Yes — Wayland's Grant HOA; The Landings section has its own association | Not published online. Ask which association(s) a specific home belongs to. |
From each association's own website or documents, or the builder's listing where noted · Checked September 2026 · Where an association publishes nothing, the table says so
What do Crozet HOA dues actually pay for?
It depends on the association, and two Crozet associations publish their lists. Old Trail Community Association dues cover trails, a playground, a playing field, a community garden and trash pickup; Western Ridge's cover common areas and a clubhouse with a pool, tennis court and fitness room. Where an association publishes nothing, read its budget to see what the dues actually buy.
Why does Old Trail come up in every HOA conversation?
Because Old Trail's best-known amenities aren't the association's. Old Trail Community Association dues cover trails, a playground, a playing field, a community garden and trash pickup; the association's rules list Old Trail Golf and the ACAC fitness club separately, with their own contacts. If the golf course or gym is part of why you're choosing Old Trail, price that membership on top of the dues.
Are there one-time fees when you buy?
Yes, often. Virginia lets a Crozet association charge for preparing the resale certificate, up to a maximum set by the state's Common Interest Community Board (Va. Code § 55.1-2316), and other one-time charges can apply at closing. They show up on your closing statement, not your monthly budget, so ask for the exact figures on any specific home.
Can you back out if the HOA documents scare you?
Yes, briefly. Under Virginia's Resale Disclosure Act (Va. Code § 55.1-2312), a resale buyer gets the association's resale certificate — budget, rules, reserves, approved special assessments — and, unless the contract sets a different period, can cancel within three days of receiving it. If the certificate never arrives, you can cancel any time before settlement. Read it in that window, not after.
Do HOA dues affect what you can borrow?
Yes. Fannie Mae's lending guidelines count association dues as part of a home's monthly housing expense (Selling Guide B3-6-03), so $150 a month in dues reduces your maximum loan like any other recurring payment. The same Crozet house with and without an HOA is not the same monthly cost, and your pre-approval knows it.
Is skipping the HOA an option in Crozet?
Possibly. 28 of the 237 Crozet sales in the 12 months ending August 2026 had no subdivision on record in the MLS. But no subdivision in the MLS doesn't guarantee no association or deed covenants, so ask the listing agent and read the deed before you assume a property has no HOA.
Sources: Old Trail Community Association rules · Western Ridge HOA · Glenbrook builder listing (Homes.com) · Pleasant Green community site · Grayrock HOA · Wayland's Grant HOA registration (CommunityPay) · The Landings at Waylands Grant HOA (CommunityPay) · Va. Code § 55.1-2312 · Va. Code § 55.1-2316 · Fannie Mae Selling Guide B3-6-03